Renovation Loans

Maybe you’ve found the perfect location, but the house needs a full renovation. Maybe your home is in the perfect neighborhood and it just needs updating and more living space. Either way, a renovation loan lets you make upgrades now and pay over time–so you can create a place you’re proud to call home

The Basics

A home renovation loan lets you purchase or refinance a home in almost any condition, make improvements and pay for them over time. Consolidate the cost to buy or refinance with the estimated remodeling costs. We connect you with a renovation loan specialist and you select your preferred contractor to complete the work.

Your Options:

This loan offers the most flexibility in terms of which renovations are possible. With the FNMA HomeStyle Renovation loan, you can make nearly any upgrade including ADU (guest house), & luxury improvements like home theatres or swimming pools.

The government renovation loan, or FHA 203(k), is a good option if you’re planning on a larger or complex project and you need the flexibility of a low down payment.

The FHA 203(k) Limited is a good program if you only want to make minor repairs or cosmetic improvements like new flooring or appliance upgrades. It’s designed to finance projects that can be completed quickly and easily.

Fill Out the Form to Have an Experienced Loan Originator Answer Your Questions:

The Perks

  • Create your dream home
  • One single transaction for purchase or refinance and renovation
  • Borrow based on future estimated home value
  • Distribute renovation costs over the life of the loan

What Projects Qualify?

No project is too big or too small for a home renovation loan. From room additions to new kitchens to painting and landscaping – we’ve seen it all.

  • Remodel kitchen and bathrooms
  • Upgrade electrical, plumbing, heating and air conditioning
  • Add an accessible entry
  • Repair cracked slabs or make structural improvements
  • Install new flooring, windows, doors, cabinets and appliances
  • Build a swimming pool

Fill Out the Form to Have an Experienced Loan Originator Answer Your Questions:

Download Our FREE Renovation Guide!

Find Your Local Branch

Before we get started, let’s get you connected with your local branch